MyCard Rewards MasterCard

MyCard Rewards MasterCard

1.9% p.a. For 6 months on balance transfers¹. After the 6 month period the standard cash advance of 20.49% p.a.will apply¹.

 ^{Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.}

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MyCard MasterCard Fees & Charges}  

1. The promotional rate of 1.9% p.a. applies for 6 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Annual fees attract interest at the retail purchases rate. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the MyCard Rewards MasterCard by 31/12/2012. Approved customers only. The 6 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit card rates, currently 19.74% p.a. for retail purchases and 20.49% p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 1/02/12. This offer ends 31/12/2012.

2. All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. Reward points never expire while the account remains open and provided your account is in good order.

3. Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $35,000 p.a. for the Rewards card. Credit limit is up to $25,000 on Rewards at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria.

4. Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.

© 2012 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit.