Personal Loans

personal_loansA Firefighter Credit Union personal loan is designed to help you improve your lifestyle, without compromising your financial security. No matter what you need, your credit union will consider a loan for any worthwhile purpose.

Talk to our Loans Officer about how we can tailor a personal loan to meet your needs.

There are several ways to make your repayments:

  • Payroll deductions
  • Direct credit
  • Periodic payment from your savings account

The choice is yours!

Download a loan application form

Click here for interest rates

Click here for fees schedule

COMPARISON RATE: On Firefighters Credit Union home and personal loan advertisements where the interest rate is listed, you will see a second rate appearing after the interest rate. This is the comparison rate. A comparison rate is a tool designed to help consumers identify the “true” cost of a loan.
It is a rate that includes the annual interest rate and specific up-front and ongoing fees and charges relating to the loan, expressed as a single percentage figure. For example, an advertisement displaying an interest rate of 5.49% per annum may have an actual comparison rate of 6.75% per annum.
Mandatory comparison rate legislation took effect on 1 July 2003 and required all lenders to include a comparison rate, in addition to other prescribed information, when advertising an interest rate. Formal changes to this legislation came into effect from 1 July 2010, which meant that comparison rate schedules are no longer required.

If you would like to find out more about our personal loans, simply speak to a staff member today by contacting our office during branch hours on (03) 8417 1777 or 1300 366 350 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

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 Reviews of existing mortgages are free to members. To book please contact us on 03 8417 1777 or info@fccl.com.au

BSB: 803 – 209
ASFL & ACL: 240898
ABN: 68 087 651 429