MyCard Low Rate MasterCard
$49 annual fee for life1 plus 1.9%p.a. for 9 months on balance transfers2
Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.Click here for MyCard MasterCard application form
MyCard MasterCard Fees & Charges
MyCard Low Rate MasterCard $49 annual fee for life 1 plus 1.9% p.a. for 9 months on balance transfers2. $49 annual fee for life 1 Generous credit limits subject to credit criteria3 Up to 55 days interest free4 Purchase Cover Insurance5 Guaranteed Pricing Scheme5 APPLY
Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.
1. Subject to your acceptance you will be charged a discounted annual fee of $49 for the life of the card. Existing MyCard Credit Cardholders are excluded from this discounted annual fee offer. Offer ends 31/1/2015.
2. Your total balance transfers with this offer may not exceed 80% of your credit limit. The 1.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for cash advances, currently 21.74% p.a. Interest rates are variable, subject to change and our credit criteria. Offer ends 31/1/2015. Existing MyCard Credit Cardholders are not eligible to apply for this offer.
3. Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 p.a. for the Low Rate card. Credit limit is up to $15,000 at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria.
4. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
5. Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
© 2014 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 which provides and administers credit.
Effective July 2014
Please follow the below links for
Account and Access Facility Conditions of Use
Fees and Charges Table
Reviews of existing mortgages are free to members. To book please contact us on 03 8417 1777 or firstname.lastname@example.org
BSB: 803 – 209
ASFL & ACL: 240898
ABN: 68 087 651 429