MyCard Low Rate MasterCard

MyCard Low Rate MasterCard
Enjoy a low rate 9.9% for 12 months on retail purchases!¹. After the 12 month period the standard credit card retail purchase rate of 12.99% p.a. will apply to all purchases¹.

Generous credit limits subject to credit criteria2   Up to 55 days interest free3   Purchase Cover Insurance4   Guaranteed Pricing Scheme4

Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.

Click here for MyCard MasterCard application form

MyCard MasterCard Fees & Charges

1. The 9.9% p.a. introductory interest rate will only apply to retail purchases made on your account for a period of 12 months after account opening. Cash advances during the introductory interest rate period are subject to your cash advance interest rate. At the end of the introductory interest rate period your interest rate for new purchases and any unpaid purchase balance will revert to your interest rate for purchases. Interest rates are variable, subject to change and credit criteria. This information is current as at 25/09/12. This offer ends 31/12/2012.

2. Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 p.a. for the Low Rate card. Credit limit is up to $15,000 at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria.

3. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

4. Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.

© 2012 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit.